Charlotte’s property insurance claims and adjusters can help you secure the best settlement
Charlotte’s property insurance claims and adjusters recommend that homeowners follow the necessary steps of filing an insurance claim for the best outcome. Properly-installed asphalt shingles can safeguard your home for about twelve to fifteen years. But everything can quickly change in the face of a storm or other element. When adverse weather conditions cause roof damage, filing an insurance claim to repair your roof sooner than later is crucial.
Steps to remember when it comes to property insurance claims and working with adjusters
Assess the roof damage for storm restoration
First, get on your roof and determine the extent of the damage. You can always hire a roofing company if you want an accurate damage analysis. The contractor may provide a detailed report of everything amiss with your roof with their solutions.
Document the roof damage
Once you have information about the roof damage, it’s easier to land a fair offer from your insurance company. Note the date and time of the occurrence of the damage. Be sure to mention any weather events that played a role, including hail, high winds, or tropical storms. Secondly, take pictures as they may help emphasize your claims. If hailstones were involved, measure their size.
Establish what your insurance covers
It’s important to know your rights with your insurance plan. Make sure that the roof damage is covered in your contract by reading the coverage details. Many homeowner contracts cover sleet, hail, lightning strikes, and high winds. A specialized policy may cover floods and earthquakes.
File a roof damage insurance claim
Contact your insurance provider and tell the representative about your home’s damage. They should set up a meeting with the adjuster. The representative can also suggest short-term ways to safeguard your home from further damage, like covering the roof with plastic sheeting. It’s advisable not to take any action that could expose you to personal risk.
Get a roof repair or replacement estimate
Find quotes from at least three to four roofing companies. Established contractors with positive references from previous clients are best. Beware of any con artists who pose to be legitimate contractors.
Meet with the claims adjuster
This is the last step of filing property insurance claims. Go to the meeting with as much information as possible, carrying the documentation of the roof damage. Your preferred contractor can attend the meeting to answer technical questions about the repair. Regarding insurance restoration, the adjuster’s offer is not final. You can always challenge the proposed amount if you believe it is unfair. A local attorney will then advise you further.
Choose Charlotte’s property insurance claims and adjusters to proceed
After settling on a figure with your adjuster, your roof contractor can start the repair or replacement project. Working with Charlotte’s best property insurance claims and adjusters can guarantee a worthwhile restoration. Steele Restoration is a fully licensed and insured Charlotte NC and Greenville SC-based general contractor and roofing company specializing in roofing, siding, and storm damage restoration for single-family homes, multi-family complexes, and commercial and industrial sites. We service Charlotte and surrounding areas, including Rock Hill, Lake Norman, Steele Creek, Matthews, Ballantyne, and Blakeney, along with Greenville and Spartanburg SC areas.