Property insurance claims and adjustors in Charlotte explain working with your adjuster

Property insurance claims and adjustors offer compensation and repairs after accidents

Property insurance claims and adjustors in Charlotte NC recommend requesting an inspection after a roof damage. Owning a home may be stressful, particularly if the roof has to be replaced or repaired. Know what to do in advance if your home sustains damage so you can file a homeowners insurance claim.

It’s crucial to first understand the scope of your insurance policy and your legal rights. Regrettably, not all roof damage is protected by insurance. Roof leaks and damage from hail, wind, and fire are frequently covered. Damage to an ancient roof or damage that occurred in the past, on the other hand, is often not covered. It’s critical to contact your insurance provider as soon as your roof is damaged. Follow these recommendations when the adjuster arrives to inspect the damage.

Maintain records

Knowingly omitting material has legal repercussions as well as the potential to invalidate your claim. However, you can attempt to avoid saying anything that might be interpreted as an admission of guilt because the adjuster might use it to offer you a meager payment. For instance, you should refrain from telling the adjuster that you had a sense this could happen if a tree falls on your house during a strong storm.

Be truthful

As soon as you can, take pictures of the damage to show your adjuster. Do this first so the adjuster can see the extent of the damage before putting down a tarp or making any minor repairs to keep the house usable. Take careful notes of what was discussed, the day, and the name of the representative each time you communicate with your insurance provider. This can assist you in future negotiations.


Your roof and residence will both be evaluated by the adjuster, who will also offer an estimate. You can definitely bargain if their initial offer is less than you anticipated. Any lowball offer made by your insurance adjuster is completely up to you. They frequently return with a new offer. If the second offer still appears insufficient after taking into account the details of your policy, you could opt to employ a public adjuster to handle the claim negotiations. However, keep in mind that you forfeit any money left over after the roof has been repaired or replaced. Any percentage of the offer that is not used to restore your home to its original state will be retained by your insurance provider.

Work with the best property insurance claims and adjustors in Charlotte NC

Disasters can affect your property value and repairing them can be costly. Work with top property insurance claims and adjusters in Charlotte NC for the best results.

Steele Restoration is a fully licensed and insured Charlotte NC and Greenville SC-based general contractor and roofing company specializing in roofing, siding, and storm damage restoration for single-family homes, multi-family complexes, and commercial and industrial sites. We service Charlotte and surrounding areas, including Rock Hill, Lake Norman, Steele Creek, Matthews, Ballantyne, and Blakeney, along with Greenville and Spartanburg SC areas.